Phones on credit
Phones on credit
Phones on credit
Inside our store
Premium smartphones
First Class Financing

No cash. No problem.

Don't let upfront costs hold you back. Secure your dream device today with a small deposit, and pay the rest flexibly at your own pace.

Fast Approval
Sealed & Original
Flexible Pay
Storefront

Visit Our Showroom

Nairobi Business Center 1st Floor, Shop A8

Simple Process

How It Works

Getting your new smartphone is as easy as 1-2-3.

1. Select Phone

Browse our catalog, pick the phone that suits you, and select your preferred payment plan.

2. Apply & Verify

Submit your National ID and a recent M-Pesa statement for a quick, same-day verification.

3. Collect Device

Pay the initial deposit and walk away with your brand new smartphone immediately.

Why Choose Phonesoncredit?

We make upgrading your device simple, transparent, and hassle-free.

Fast Approval

Get your application reviewed and approved within minutes via WhatsApp or our web form.

Low Deposit

Walk away with a brand new phone today with minimal upfront payment requirements.

Flexible Terms

Choose a monthly installment plan that fits your budget perfectly.

12-Month Genuine Warranty

Rest guaranteed. Every single smartphone we issue is 100% original, brand new, and backed by a full 1-year manufacturer warranty.

Customer Stories

Trusted by Thousands Nationwide

Don't just take our word for it. Here is what our verified customers across Kenya have to say about getting their brand new smartphones on credit.

"The response team was quite fast and i was able to get my phone upon application. Thanks a lot."

SM
Samora Matchel

Verified Buyer Tecno Spark 50

"Timely delivery and delivered the right item. The process was seamless and I'm happy . They delivered at my house and charged no delivery fees."

EN
Edith Nyongesa

Verified Buyer Redmi 15C

"Good customer service,"

IA
Isaac Aineah

Verified Buyer

"Great with best quality"

SK
Stephen Kimanzi Kyalo

Verified Buyer Tecno Spark 50

"Process was smooth from application, processing and approval"

F
Francis

Verified Buyer Redmi 15c

"Exceptional customer service"

SL
Stellamaris Loko

Verified Buyer Pop 20

Ready to upgrade your phone?

Join thousands of happy customers who got their dream smartphones on flexible credit terms.

Hi! Which phone would you like today?
Call us now to order